Should I file for bankruptcy if I have student loan debt?

Generally, Student Loans are not dischargeable.

Unfortunately student loans are not dischargeable in bankruptcy. In very limited hardship cases you may be able to discharge all or part of them. This is very difficult and seldon sucessful.

Student loan debt is not dischargeable. Maybe if you rid of your other debt you could pay on the student loans. The student loans will eat you alive just on the interest.

Student loans are not dischargeable in bankruptcy unless there is an undue hardship, which is difficult to prove.

Student loan debt is not dischargeable in bankruptcy. Your options are payment or deferral by the student loan lender.

Student loans can only be discharged if you can prove that you will never be able to pay because of disability and you have already tried every possible payment plan available. It is extremely difficult and expensive since you have to file a lawsuit in bankruptcy called an adversary proceeding and prove that the chances that you will be able to afford to pay any significant amount is zero. The next crisis we will have in this country (which has already started) is the student loan debt. Congress and the President are working on solutions but the government usually does nothing until there is major crisis. Your only real option is to work out a payment plan you can afford. Filing a Chapter 13 does stop collection of the student loans and you can pay whatever you can afford in the Plan but when the plan is over your debt will be bigger. It might come to the point that people will have to live on one Chapter 13 after another until death do them part from their student loans or they are old and ill enough to qualify for a discharge of student loan debt.

Bankruptcy does not discharge student loan debt absent a showing of extreme hardship, which is generally much more difficult than most people think. Your best bet is either consolidation under a federal program or trying to work something out directly with the lender.

No. Student loan debt is not dischargeable in most cases.

You have to pay student loans regardless of bankruptcy (with only one very narrow exception that almost no one qualifies for), so unless you have other debts, student loans alone would usually not be a reason to file.